Protecting What
Matters Most
Whether you captain a party pontoon, bass boat or waverunner, pleasure boat insurance coverage protects you from stem to stern. An independent agent will create a policy for your boat, or personal watercraft that meets your needs and budget.
We will pay for covered medical or funeral expenses for bodily injury caused by a covered accident involving your boat or personal watercraft.
This boat and personal watercraft insurance coverage protects against covered bodily injury to you or other watercraft occupants due to an accident caused by an uninsured, underinsured or unidentified boater.
This pays to repair or replace your boat after a covered loss. You have several options for covering your personal watercraft: Actual Cash Value, Agreed Value, or Replacement Cost. Your rates are calculated on 12 months of coverage assuming seasonal use.
Liability provides "third party" coverage for bodily injury and property damage as the result of a covered accident involving your boat or personal watercraft.
Other optional coverages available
You'll be reimbursed for your covered expenses incurred while renting a substitute watercraft when your boat or personal watercraft sustains a covered loss.
Protection for covered rods, reels, lures, tackle boxes, electronic gear and any equipment used for recreational fishing, up to selected limits while on board an insured boat.
This endorsement for your boat and personal watercraft insurance covers personal property, water sports equipment and boat lifts and hoists.
Boat insurance coverage pays for towing a disabled boat back to dry land, or emergency assistance when a covered watercraft is disabled while afloat.
Should your boat towing vehicle or trailer become disabled, the covered expenses for towing your pleasure boat to the nearest qualified repair facility are covered.
Please note that this description/explanation is intended only as a guideline
Image courtesy of Federico Stevanin at